Category: Savings

Categories
Downpayment Inflation Savings

5 Ways Home Buyers Can Earn More Money For Their Downpayment 

It’s no surprise or shock by now that many people are struggling these days with the economy being so far in the dumps. Inflation has simply been crippling…with prices for homes, cars, groceries (and everything else) being at their highest levels in recent memory. Naturally this has also made it a lot more challenging for first time home buyers to save up enough money for the ever-important downpayment.

With this critical issue in mind, we wanted to curate a simple guide that has a variety of easy money-making ideas. Below we have listed the 5 best ways to fight inflation and make more money for your downpayment. We sincerely hope you find them useful and that you are in a better situation soon!

So without further ado….

  1. Get rid of Your Credit Card Debt with Companies like this…

If you are serious about making extra money, or saving money moving forward, you have to realize that increasing your cash flow doesn’t only happen by creating other  revenue streams for yourself… The best first step you can take is to eliminate any existing debt you already have. Consolidating your debt is one of the best steps you can take to get ahead on your financial goals in life! 

Credit card debt affects almost everyone! It endlessly weighs on your mind and causes stress every time you think about it. If you have a balance of even just a few thousand dollars in credit card debt, just making the minimum payments can take years, or even decades to actually pay off (unless you have help). 

National Debt Relief is a great company dedicated to helping you get out of credit card debt faster, and easier. With National Debt Relief on your side, you could pay off your existing credit card debt with potentially lower interest rates and just one reduced monthly payment (instead of paying off multiple cards separately). 

Getting Started is simple – just Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately help you in paying off your debt, but only if you schedule the assessment.

  1. Get Paid Early & Buy Stock in Amazon, Google and other companies with just $1…

While inflation is creating difficulties to make your money go further, there are still ways to take advantage of the current financial economy… Fortunately, new banking methods and investment opportunities like Albert are available, where you get all of these benefits for free… 

  • Get a FREE $150 right after you sign up! 
  • Get paid early with advances up to $250!
  • Set automatic savings goals for vacations, your future home and more…
  • Use Albert’s Genius Investment Tool to automatically invest in top stocks to earn you extra cash!

Albert’s money management strategy helps you get your money faster (when you really need it), create achievable savings goals and Albert’s Investment Genius’s have made their members almost $1 Billion so far from their free investment strategy. 

Getting Started is fast – just sign up for Albert here and then complete your registration in order to get your FREE $150 today! 

EXTRA TIP: If investing is something you really want to get into while stock prices are lower, then definitely also take advantage of this special free $40 from Acorns Investment Platform…

  1. Improve Your Credit Score to Get Better Rates on Big Purchases… 

Improving your credit score usually seems daunting, but it can actually be quick and simple with services like FreeScore360. Your credit score might not sound like an obvious way to save or make extra money, but when you are hoping to get approved for credit cards, a car, a house, a loan, or even more common purchases like home appliances, a better credit score can seriously save you hundreds of dollars each month! 

A better credit score means an easier lifestyle and peace of mind when it comes to making purchases for the rest of your life. Luckily, FreeScore360 helps you make this process super easy by comparing your credit score between all 3 major bureaus in the country and then offering you clear and affordable options for how to improve your score fast and easy! 

Getting started is free so check your current score here with FreeScore360 and improve your credit for the future! 

  1. Earn Cash and Rewards with Everyday Purchases!

With prices for EVERYTHING rising these days, imagine if you were able to make extra cash and get free rewards, prizes, gift cards and more, just by making the same purchases you already do everyday? People think they are getting these benefits already with a credit card, but those credit cards apply high interest rates on purchases, which can oftentimes negate any “rewards” they claim you will earn with them through credit card points…

Check out this short list of FREE services that can earn you serious cash and rewards without having to worry about paying interest or hidden fees… 

Rakuten Rewards is an amazing cashback service that can earn you significant cash back opportunities from just about every major brand that you can think of! Members have reported earning hundreds of dollars per month by just buying the same things they normally would online! Start earning cashback with Rakuten today on every purchase you make! 

Upside is a genius app that allows you to earn cash back every time you put gas in your car! It is free to use and includes almost every gas station company across the country! Sign up here and earn cash every time you get gas! 

Cashapp is a universal money app that allows members to earn rewards on purchase, while also letting you add a bank account, invest in stocks and easily send/receive  money with friends and family… Download Cashapp to do more with your money now! 

  1. Switch Your Auto Insurance in just a few minutes…

Sadly, most Americans are wasting up to $500 every year on their auto insurance… While it is required to have car insurance at all times, most people don’t know just how easy it is to search for the most affordable rates online and make a switch to cheaper auto insurance fast and easy! Insurance shopping can seem daunting, but not with our friends at Select My Policy…

Select My Policy takes all of the hard work, research and confusing industry tricks out of the process for you. They match drivers with companies that have saved drivers up to $500 or more per year when they switch!

It is definitely worth taking just 2 minutes here to see how much you can save. This is probably one of the fastest and easiest ways for you to save $500 or more this year! 

Getting Started begins by just putting in your zip code here 

EXTRA TIP: If you also want to make extra cash from your car everyday, then check out this amazing offer from Stickr – they will pay you to place cool advertisements on your car! Have your car actually MAKE YOU MONEY with Stickr Today! 

Are you enjoying these making making recommendations from us?

Sign up here for more homeownership recommendations and other Exclusive promotions. Act now and you’ll also earn 100 FREE Approach Points — no strings attached.

Advertising Disclosure: We may receive compensation from the products and services mentioned on this page that explains ways to fight inflation., but the opinions expressed are our own.

Categories
Savings Work From Home

Top 15 Proven Ways to Earn Extra Cash

Looking to save up for a down payment so you can begin your homeownership journey?

If so you might want to look into picking up some part-time gigs to make a little more money on the side.

These days, practically everyone has a side hustle. From working as a virtual assistant and finding dog walking gigs on Rover to selling handmade items on Etsy and even renting out your extra space on Airbnb, there’s no shortage of ways to make some extra income these days.

Imagine what you would do with a few more hundreds or thousands of dollars every month!

Keep reading to learn about 15 ways you can earn extra cash without leaving your full-time job.

1. Become an online blogger

Do you enjoy writing? Do you have a mastery of the English language? If so, why not start a blog?

The blogging journey begins by developing a unique idea that’s more compelling than everyone else’s. Once you do that, you need to purchase a web domain, design your site, and plan content.

While it may take time before you publish your first post, this is a long-term endeavor worth the effort. You can earn money from your blogs through pay-per-click advertising, sponsorships, affiliate sales, and more.

With the right approach, this side gig can help you make money from home in your spare time. The earning potential is essentially limitless too, because readers can engage with it even when you’re sleeping.

2. Earn money through online surveys

Your opinion is valuable!

Tons of survey sites are willing to pay good money to learn more about their target audience’s preferences and motivations. Individual surveys may take between 10 to 30 minutes, and you can do as many as you wish in one sitting.

If you sign up with different companies and complete your allotted tasks diligently, it’s possible to earn up to $10 per hour from the comfort of your coach. Some of the legitimate survey companies include Branded Surveys, Survey Junkie, Swagbucks, and Opinion Outpost, to name a few.

3. Get paid to watch viral videos

Do you spend a lot of time watching YouTube channels?

If so, watching viral videos is a great way to make extra money while getting worthwhile entertainment. It might not get you rich, but this is among the lowest-effort side hustles you can try.

Based on your commitment, the estimated monthly income is $225, but it could be higher. Inbox Dollars is one of the best companies to work with if you want to go this route. It only takes a few minutes to create an account and start earning.

4. Earn through shopping and making deliveries

Did you know you could earn extra money by shopping for products and delivering them to customers’ houses in person?

If this concept sounds appealing, Instacart is an excellent place to start. Here, you only shop for groceries and deliver them, and the best part is that you can plan your schedule during your free time. Instacart pays you within one hour of delivery with an instant cash-back option.

5. Get paid to deliver with Uber Eats

If you have a bike, car, or scooter, you can use it to make money right now!

Uber Eats gives you a chance to deliver food to all different customers and get paid. All you need is to download their app and upload your documents. Once approved, you will receive a notification allowing you to start working. There isn’t any supervision, which means you will be your boss, and you get to keep all your tips.

Don’t want to deliver food? Not a problem. Try Uber, Lyft, or other rideshare services and simply transport people from one place to another.

6. Virtual tutoring

If you have subject matter expertise, you can turn it into a side hustle by becoming a virtual tutor.

Virtual tutoring involves a one-on-one online interaction, and you can have as many students as your schedule allows.

The best places to find online tutoring jobs include VIPKid, Education First, and Chegg. Payments can be hourly or you can levy per-session rates. It is possible to earn up to $1,000 per month with commitment.

7. Storage space leasing

Do you have underutilized space in your attic, basement, shed, or garage? If so, it’s time to monetize it.

Neighbor.com should be your next destination. This peer-to-peer (P2P) platform connects people in need of extra space with those that have it, charging the owner 50% of the total rate per storage unit. Although you will earn less, it is a great way to generate passive income by doing little or nothing at all.

If you’re not keen on giving 50% of the revenue to a company, consider advertising your space on Craigslist or Facebook Marketplace to see if you can get any bites.

8. Freelance writing

Multiple high school and college students, employees, and retirees earn extra money through freelance writing. Some of the best-paying general-purpose freelance platforms include Textbroker, Upwork, Fiverr, and Steady Content.

Writing opportunities range from product reviews to blogs and press releases. You can earn money on an hourly, per-project, or per-word basis.

9. Freelance editing and proofreading

Freelance editing and proofreading involve selling your grammatical skills. Here, you only need to go through some written copies and ensure they are polished before submitting them for publishing. In some cases, you might have to transcribe video interviews.

If this sounds interesting, you can find jobs on sites like Upwork and Mediabistro.

10. Shop online and get free gift cards

Recent studies show that around 92% of shoppers buy things online. However, not many know that they can earn by shopping.

MyPoints allow you to earn points for every dollar spent online. You can redeem them for gift cards from more than 75 retailers, including Walmart, Amazon, and eBay.

While you’re at it, consider developing a credit card strategy to maximize points and cashback rewards.  

11. Sell your unused diabetic strips

There are millions of Americans with diabetes today, which means there’s a market for unused diabetic strips.

Cash For Diabetics is a newly launched company willing to pay up to $30 for unused diabetic strips. If you or someone you know is suffering from the disease, you can stop throwing out the unused kits and earn from them.

12. Borrow up to $50k and invest in your goals

Taking out a personal loan could help you fund important projects in your life — like starting your dream bookkeeping, podcasting, or e-commerce business.

You don’t necessarily need to worry about the lender, you just need to get a good interest rate. Of course, in today’s high-interest-rate market, that’s easier said than done.

13. Earn $10 for investing in companies like Amazon, Tesla, and Apple

You don’t need a lot of money to start investing in companies like Apple, Tesla, Google, and Amazon! Use a service like Stash instead, which enables you to buy fractional shares for as little as $5.

What’s more, Stash gives you $10 to invest when you make your first deposit of $5 into your portfolio.

14. Become a user experience tester

All online companies want their websites to run seamlessly. When something is wrong, they call user experience testers to give their feedback.

If you are skilled at navigating websites, you may be able to make a side hustle of being a UX tester. Reputable companies like TryMyUI and UserTesting will pay you for giving feedback.

15. Become an influencer

If you have a large social media following on Instagram or Facebook, you might consider trying to become an influencer. If you’re interested, reach out to your favorite brands and let them know you want to work for them and send them links to your social media accounts. For sponsored content or affiliate marketing, you can check out Amazon Associates and ShareASale.

Launch your side job today and start saving for your down payment!

Now that you know how you can utilize your free time to earn extra cash, it’s time to try out a few of our recommended options. If you’ve made it this far and didn’t find anything that interests you on this list, you can also consider running errands on TaskRabbit, showcasing your graphic design skills, taking on data-entry jobs, or launching a pet sitting or babysitting service.

No matter what you decide, with the right approach, your side gig can become a legitimate small business in no time at all — particularly if you do a good job and are able to get customer referrals.

Here’s to picking a side hustle that accelerates your home-buying journey!

Categories
Homeowner Insurance Savings Tips Warranty

Home Warranty vs. Home Insurance

You are preparing to make an offer on a new home, and your agent suggests you request a home warranty from the seller. As a condition of your mortgage, your lender has already informed you that you must obtain homeowner’s insurance.

Doesn’t it seem redundant to have both?

The truth is it isn’t.

A home warranty and a homeowner’s insurance policy serve two entirely different purposes despite the apparent similarity between the two. Homeowners — or those who are about to buy real estate for the first time — need to understand the differences between the two so they can determine whether they require one, the other, or both.

Home Warranty: The Basics

An independent governing body in each state regulates companies within the home warranty industry. Even though warranties function in a similar manner to insurance, they aren’t the same thing as an insurance policy. You can use a home warranty to repair, replace, or service your electrical system, water heater, plumbing system, central vacuum system, and kitchen appliances. Depending on the policy and service contract you get, home warranty coverage can also include things like air conditioning units, HVAC systems, septic systems, and garbage disposals.

Purchasing a home warranty can be particularly appealing for homeowners who lack the financial resources to cover unexpected, expensive repairs or who lack the time to research reputable contractors. Home warranty providers give these homebuyers the peace of mind that comes with knowing they have comprehensive coverage if they buy a house and experience 10 major appliance breakdowns through normal wear within a few months.

In some cases, however, homeowners may save more money in the long run without a warranty, especially if they own newer, higher-quality home appliances and built-in systems unlikely to break down in the near future.

When you notice a malfunctioning appliance or home system and have a warranty, you should file a claim with your service provider — like American Home Shield (AHS), Cinch, or Liberty Home Guard, three of the best home warranty companies — as soon as possible to request service. That’s because some companies won’t accept your claim if the covered item hasn’t worked for a while. Upon request, a technician will come to your house to diagnose the issue and see if it’s a covered repair. If not, you may have the option to purchase add-on coverage.

Home Insurance: The Basics

Home insurance is home protection that covers big-ticket items. You can get home insurance for roof leak coverage. You can also use it to cover damage from major accidents, bad weather, and more. Depending on the plan option you select, the policy will likely cover replacements and repairs in the case of theft, flooding, and fire.

In most cases, lenders require homebuyers to get home insurance when they get a mortgage. You’ll pay different amounts depending on the bank’s requirements, your own preferences, and what’s estimated to cover your home if any of the above happens.

The price of home insurance varies and can also differ based on where you live. In most cases, the insurance company gets paid directly by the owner each year. Sometimes, insurance premiums are tacked onto mortgage payments.

The Difference Between Home Warranty and Home Insurance: Coverage and Costs

Coverage

What does a home warranty cover?

Most home warranties cover the main systems in a house — like malfunctioning garage door openers, built-in microwaves, ceiling fans, water dispensers, sump pumps, exhaust fans, ductwork, icemakers, and cooktops. Home warranties can also cover large appliances like dishwashers, heating systems, air conditioners, ovens, refrigerators, washers, and dryers.

There are different home warranty plans that offer coverage on all or some of these things. As you shop for a plan, make note of any exclusions in each policy to determine what your coverage limits and coverage options are, whether you need to purchase additional coverage, or if it’s a complete home warranty or a basic plan.

Damage caused by malfunctioning systems or appliances isn’t covered by home warranties. For instance, if a toilet leaks, the home warranty company will pay to fix the toilet but not any damage to the house caused by the leak. On the other hand, homeowners insurance would cover this cost.

What does home insurance cover?

There are six main areas of coverage in most home insurance policies. Let’s take a look at each one:

  • Dwelling: In dwelling coverage, you get cover for your house and its structures, including the interior, the exterior, the foundation, and cabinetry.
  • Coverage for other structures: You’re covered for detached structures like fences, sheds, and garages.
  • Personal property coverage: Covers items in your home from covered damages. It usually pays for the replacement of the damaged item or its depreciated value.
  • Loss of use coverage: If you have a disaster that damages your house and you have to move temporarily, loss of use coverage pays for your living expenses.
  • Liability coverage: This covers you if you cause an accident, damage someone else’s property, or cause bodily injury.
  • Coverage for medical payments to others: If someone gets hurt on your property, insurance covers the medical bills.

Some home insurance companies offer endorsements to round out your coverage. The most popular endorsements are identity theft, earthquakes, and backup water.

Cost

Home Warranty Cost

Most home warranties are 12-month contracts and aren’t required to get a mortgage, unlike homeowners insurance.

It’s an optional purchase, usually after you’ve bought a house, but it’s a smart one. For an additional fee, you can add coverage for items like roof leak repairs or pools and spas to your home service plan.  All of the fixes come with a workmanship guarantee.

No matter which plan you select, you will have to pay a small service call fee when a technician comes to repair covered appliances.

Home Insurance Cost

Most banks require you to obtain home insurance before issuing a mortgage on a home. You will also most likely have to pay for your home insurance as part of your mortgage payment, at least for the first year. 

The average cost of homeowners insurance is $1,312 per year, though this can vary widely from state to state and depends on which coverage plan you choose. The policy is renewed yearly. 

When your claim is approved, you’ll have to pay a deductible. But when you have a comprehensive plan, the policy will cover any additional costs. When it comes to home insurance comparisons, you’ll want to do your research since different companies offer different rates and deductible requirements.   

Home Warranty vs. Home Insurance: How Do They Work? 

How a Home Warranty Works: Example

Here’s an example of how a home warranty could be useful.

Consider a scenario where one of your covered systems — your dishwasher — stops working because of plumbing stoppages. You would:

  • Report broken or damaged covered items to your warranty provider.
  • Pay a service fee.
  • Let the warranty company send out a technician to fix the problem. 

How Home Insurance Works: Example

Here’s an example of how you can use your homeowners insurance.

Let’s say your fence collapses during a storm. You file a claim with your insurance company. Depending on the damage, they may request photos or send an adjuster out. 

You will receive a check from your insurance company for the full repair amount. They’ll subtract your deductible from the total cost. Once your insurance company determines the damage’s estimated cost, it will send you a check for the full amount. Then, you can schedule repairs when it’s convenient for you.

Do You Need Both Protection Plans?

It may be necessary to purchase both home insurance and a home warranty to protect the structure and systems of your home — particularly for the first year or two you live in the house. If you have home insurance, you won’t have to pay high repair costs if the house’s structure is damaged. 

A home warranty can help cover the cost of repairs or replacement if your home’s structure or belongings are damaged by a malfunctioning appliance or system. Consider purchasing a home warranty along with your home insurance policy. Together, they’ll offer protection for all parts of your home.

When you’re ready to buy a home warranty, research your options and check with the Better Business Bureau (BBB) and read home warranty reviews to make sure the vendor is reputable. Ask for a free quote and shop around to make sure you’re getting the best deal.

Here’s to picking the best warranty for your unique circumstances!

Categories
Inflation Savings

5 Ways to Fight Inflation and Make More Money… 

Most Americans are struggling these days due to inflation rates going through the roof, the economy being in the dump, and prices for homes, cars, groceries (and everything else) just being higher than ever…

Our Team at HomeApproach has created the best guide for a variety of easy money-making ideas. We have listed 5 Ways to Fight Inflation and Make More Money. We have picked the best combination of ways to earn extra money and save money too during the worst inflation our country has seen in 50 years!

  1. Get rid of Your Credit Card Debt with Companies like this…

If you are serious about making extra money, or saving money moving forward, you have to realize that increasing your cash flow doesn’t only happen by creating other  revenue streams for yourself… The best first step you can take is to eliminate any existing debt you already have. Consolidating your debt is one of the best steps you can take to get ahead on your financial goals in life! 

Credit card debt affects almost everyone! It endlessly weighs on your mind and causes stress every time you think about it. If you have a balance of even just a few thousand dollars in credit card debt, just making the minimum payments can take years, or even decades to actually pay off (unless you have help). 

National Debt Relief is a great company dedicated to helping you get out of credit card debt faster, and easier. With National Debt Relief on your side, you could pay off your existing credit card debt with potentially lower interest rates and just one reduced monthly payment (instead of paying off multiple cards separately). 

Getting Started is simple – just Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately help you in paying off your debt, but only if you schedule the assessment.

  1. Get Paid Early & Buy Stock in Amazon, Google and other companies with just $1…

While inflation is creating difficulties to make your money go further, there are still ways to take advantage of the current financial economy… Fortunately, new banking methods and investment opportunities like Albert are available, where you get all of these benefits for free… 

  • Get a FREE $150 right after you sign up! 
  • Get paid early with advances up to $250!
  • Set automatic savings goals for vacations, your future home and more…
  • Use Albert’s Genius Investment Tool to automatically invest in top stocks to earn you extra cash!

Albert’s money management strategy helps you get your money faster (when you really need it), create achievable savings goals and Albert’s Investment Genius’s have made their members almost $1 Billion so far from their free investment strategy. 

Getting Started is fast – just sign up for Albert here and then complete your registration in order to get your FREE $150 today! 

EXTRA TIP: If investing is something you really want to get into while stock prices are lower, then definitely also take advantage of this special free $40 from Acorns Investment Platform…

  1. Improve Your Credit Score to Get Better Rates on Big Purchases… 

Improving your credit score usually seems daunting, but it can actually be quick and simple with services like FreeScore360. Your credit score might not sound like an obvious way to save or make extra money, but when you are hoping to get approved for credit cards, a car, a house, a loan, or even more common purchases like home appliances, a better credit score can seriously save you hundreds of dollars each month! 

A better credit score means an easier lifestyle and peace of mind when it comes to making purchases for the rest of your life. Luckily, FreeScore360 helps you make this process super easy by comparing your credit score between all 3 major bureaus in the country and then offering you clear and affordable options for how to improve your score fast and easy! 

Getting started is free so check your current score here with FreeScore360 and improve your credit for the future! 

  1. Earn Cash and Rewards with Everyday Purchases!

With prices for EVERYTHING rising these days, imagine if you were able to make extra cash and get free rewards, prizes, gift cards and more, just by making the same purchases you already do everyday? People think they are getting these benefits already with a credit card, but those credit cards apply high interest rates on purchases, which can oftentimes negate any “rewards” they claim you will earn with them through credit card points…

Check out this short list of FREE services that can earn you serious cash and rewards without having to worry about paying interest or hidden fees… 

Rakuten Rewards is an amazing cashback service that can earn you significant cash back opportunities from just about every major brand that you can think of! Members have reported earning hundreds of dollars per month by just buying the same things they normally would online! Start earning cashback with Rakuten today on every purchase you make! 

Upside is a genius app that allows you to earn cash back every time you put gas in your car! It is free to use and includes almost every gas station company across the country! Sign up here and earn cash every time you get gas! 

Cashapp is a universal money app that allows members to earn rewards on purchase, while also letting you add a bank account, invest in stocks and easily send/receive  money with friends and family… Download Cashapp to do more with your money now! 

  1. Switch Your Auto Insurance in just a few minutes…

Sadly, most Americans are wasting up to $500 every year on their auto insurance… While it is required to have car insurance at all times, most people don’t know just how easy it is to search for the most affordable rates online and make a switch to cheaper auto insurance fast and easy! Insurance shopping can seem daunting, but not with our friends at Select My Policy…

Select My Policy takes all of the hard work, research and confusing industry tricks out of the process for you. They match drivers with companies that have saved drivers up to $500 or more per year when they switch!

It is definitely worth taking just 2 minutes here to see how much you can save. This is probably one of the fastest and easiest ways for you to save $500 or more this year! 

Getting Started begins by just putting in your zip code here 

EXTRA TIP: If you also want to make extra cash from your car everyday, then check out this amazing offer from Stickr – they will pay you to place cool advertisements on your car! Have your car actually MAKE YOU MONEY with Stickr Today! 

Are you enjoying these making making recommendations from us?

Sign up here for more homeownership recommendations and other Exclusive promotions. Act now and you’ll also earn 100 FREE Approach Points — no strings attached.

Advertising Disclosure: We may receive compensation from the products and services mentioned on this page that explains ways to fight inflation., but the opinions expressed are our own.

Categories
Homeowner Savings Tips

Spring Home Checklist & Top Tips

2023 Edition

Beautiful home in spring time.

Advertising Disclosure: We may receive compensation from the products and services mentioned on this page, but the opinions expressed are our own.

As the days grow longer and warmer, homeowners across the country are turning their attention to spring home maintenance.

After a long winter, it’s important to take the time to make sure your home is ready for the warmer weather season ahead. Not only will this help maintain your home’s value, it can also save you money in the long run by preventing costly repairs.

In this blog post, we’ll explore some of the key spring home maintenance tasks that every homeowner should consider.

1. Inspect your roof

Winter weather can be tough on your roof, one of the first items on your spring cleaning checklist should be checking for any roof damage as soon as possible. Look for damaged or missing shingles, cracks, and leaks. Addressing any issues early can help prevent further damage and save you money in the long run.

If you’re not comfortable inspecting your roof yourself, consider hiring a professional to do it for you. Normally, roof repairs or replacement is one of the highest ROI home improvement projects you can take on.

2. Clean gutters and downspouts

Clean gutters and downspouts are essential to the health of your home. Over the winter, debris such as leaves and twigs can accumulate in your gutters, which can lead to clogs, mildew, and water damage.

Use a ladder to access your gutters, and remove any debris by hand or with a garden hose. Once you’ve cleaned your gutters, make sure your downspouts are clear as well. If you’re not comfortable cleaning your gutters yourself, consider hiring a professional to do it for you.

3. Protect what matters most

Having peace of mind in the down economy starts with knowing your home and family are better protected from catastrophe.  Whether it’s burglary, intrusion, fire, or any other environmental disaster, home monitoring services are critical and serve as your eyes and ears when you need it most.

Luckily for you, ADT, the #1 Smart Home Security provider in the U.S., is currently running a special promotion to receive a FREE* installation of a Google Nest Doorbell. ADT also offers a 6-Month Money Back Guarantee** to ensure that you are satisfied with your purchase.

Are you aware that you will likely be able to save a nice chunk off of your home insurance premium after you install your new security system? Most insurance carriers provide a discount specifically for having home security.

So, ready to step it up for your ultimate peace of mind? Make sure your loved ones are safer and that you’re better protecting the largest investment of your life. Take advantage of this special promotion, and get a FREE quote from ADT today.

4. Check your HVAC system

Your heating, ventilation, and air conditioning (HVAC) system has been working hard all winter, so it’s important to have it serviced by a professional to ensure that it’s working efficiently.

A professional HVAC technician can inspect your system, clean or replace air filters, and perform any necessary repairs. This will help save you money on your energy bills and extend the life of your system.

Spring is the perfect time of the year to check your air conditioning unit. The last thing you want is to learn the hard way that your air conditioner isn’t working during the dog days of summer.

5. Inspect your windows and doors

Windows and doors can be a major source of energy loss in your home. Check for any cracks or gaps in your windows and doors and seal them with caulk or weatherstripping. This will help keep your home cool in the summer and warm in the winter, reducing your energy bills.

6. Maintain your lawn and garden

Spring is a great time to get your lawn in shape and touch up your garden. Regular maintenance can help prevent costly landscaping issues and increase your home’s curb appeal. Consider hiring a professional landscaper to trim trees and shrubs, fertilize your lawn, and plant new flowers and plants.

7. Shop home insurance quotes

Let’s face it: Everyone who owns a home needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.

Here’s something most people don’t know about home insurance: It’s actually one of the easiest ways homeowners can save.

Homeowners insurance is actually pretty inexpensive but most people are paying far too much. In fact, most homeowners can save up to thousands off their annual bill for the same, or even better coverage by using this popular website.

In around two minutes, you can get quotes from the top insurance providers that ultimately compete to give you the lowest rate possible — allowing you to get a big discount on securing great coverage. Many folks report they’re able to get huge savings just by using this site to help reduce their bill for free.

8. Test your carbon monoxide and smoke detectors

Carbon monoxide and smoke detectors are essential safety features in every home. Make sure that your smoke and carbon monoxide detectors are working properly by testing them regularly. This is a simple step that can save your life and protect your home.

9. Check for water leaks

Water leaks can cause significant damage to your home, so it’s important to check your pipes, faucets, and toilets for any leaks. Look for signs of water damage, such as water stains on walls or ceilings, and address any leaks as soon as possible. This will help prevent water damage and save you money on your water bills.

10. Clean your dryer vent

A clogged dryer vent can be a fire hazard, so it’s important to clean it regularly. Remove the vent from the back of your dryer, and use a vacuum or brush to remove any lint or debris. This will help prevent fires and extend the life of your dryer.

While you’re at it, check out your washer to make sure it’s working properly. If not, it may need a tune-up.

11. Inspect your sump pump

If you have a basement, you likely have a sump pump to prevent flooding. Inspect your sump pump to make sure it’s working properly. Pour a bucket of water into the sump pit to make sure the pump turns on and removes it.

12. Look for termites

March through June are prime season for termites and critters to thrive and begin tearing through the wooden structures in your home.

If there are tiny insects flying out of the exterior structure of your home, they could be termites. Also, if your next-door neighbors suddenly put up a carnival-like tent to get rid of termites, you’ll want to call a licensed pest control professional as soon as possible.

13. Examine your water heater

Nobody wants a leaky water heater. If it’s not working properly, your water heater could damage the floor it sits on and cause you to make many more costly repairs. If you see any water or signs of rust around the water heater, you’ll want to call a professional to inspect it.

These small leaks and signs of rust could eventually cause sediment buildup and major problems in the future if they’re not taken care of right away.

14. Explore for leaks

Basements and attics are usually the main points of entry for leaks. It’s extremely important to inspect each with great caution to make sure winter didn’t leave small holes behind that water can work its way through.

If you smell or feel musty when you enter the attic or basement, those are clear signs that water may be making its way inside. Check the walls, ceiling and other materials for discoloration and any signs of water stains. If you find any, call a professional immediately.

15. Don’t let pricey home repairs kill your budget

Why is it that things always seem to break when you need them the most? 

Don’t fall victim to faulty appliances and costly home repairs anymore. Instead, invest in a home warranty, which covers the gaps in most traditional home insurance policies. In the long run, you are likely to save thousands of dollars from having to repair those old appliances. 

Enter American Home Shield, the USA leader in home warranties. They’ve been protecting people from such nightmares for over 50 years. 

Act now and you can receive $100 off of your new home warranty plan. Claim your FREE quote today.

16. Clean your furnace

Chances are great that your furnace and fireplace have seen some serious usage during the last few months. Since spring has sprung, you’re probably not going to be using your furnace system for some time.

Spring is the perfect time to clean the filter system, blower, and motor of your furnace system. It’s also a great time to call a chimney sweep before the summer sun beats down and makes cleaning a bigger hassle than it already is.

You may not need to conduct all the repairs on this spring home maintenance checklist, but it’s always good to take a look at everything to make sure you have all the bases covered.

17. Replace old inefficient windows

Join the growing group of Americans who are finally smartening up by saving hundreds of dollars on their energy bills just by replacing their house’s windows.

Believe it or not, this is one of the greatest and quickest investments you can make in your home because of the large savings energy efficiency creates.

In fact, the U.S. Department of Energy proved you can save hundreds of dollars per year when you upgrade to new energy-efficient windows — like these from USA replacement window leader, Renewal by Andersen.

Act now to get a special Buy one get one 40% off plus an extra $200 off.* This is the best promotion available and it is yours today! Request your free quote while this offer is still available.

*Minimum purchase required, see offer for details.

18. Test your irrigation system

Your irrigation system has likely been stuck inside the frozen ground for a few months, which can be extremely harsh on these brittle pipes that help give life to your lawn and landscape.

Run the irrigation system to make sure everything is in working order. Check each sprinkler head to make sure they’re coming out of, and going back into, the ground properly. If they’re a little crooked or you find damaged sprinkler heads, replace them as soon as possible to prevent further damage to the system.

Testing the irrigation system extends to checking all the outdoor faucets attached to your home. We really hope you disconnected the hoses from every faucet! If you did — or even if you didn’t — turn on each faucet and connect a hose to each to make sure they’re working properly.

19. Scan screens

Chances are good that you have screen doors and windows that are designed to let that fresh spring air inside and improve the air quality in your home. Most likely, you don’t want any bugs coming through your window screens along with the air.

Walk around your home to carefully scan each screen for any holes that shouldn’t be there. If you find holes, don’t worry! Screens can be patched pretty easily with a standard repair kit from the hardware store.

20. Dump standing water

A key spring home maintenance tip that many people forget is to dump all standing water from your property. Standing water can become a breeding ground for mosquitoes, which seem to become more and more dangerous each year.

21. Paint the exterior

Take a close look around the exterior of your home to check if harsh winter storms have chipped or stripped paint from the outside of your home.

Although painting the exterior of your home isn’t necessary every spring, it’s the perfect time to change the color of your home! You may also want to keep an extra bucket or two of paint for the future in case you need to patch any spots.

Pro tip: If you’re thinking about painting your house this year, make sure to power wash the walls first.

22. Inspect your foundation

Spring brings thawing snow and, many times, torrential rains. Since excess water will likely be in the forecast, it’s important to check the foundation of your home to make sure the cold weather of winter didn’t leave behind any cracks that may allow water into your home’s structure.

Seal all cracks and imperfections with the necessary tools — or call a contractor to do the work if you don’t feel comfortable doing it yourself.

It’s also important to look for spots around the house with unlevel soil that could potentially allow water to pool and push up against your home. If you find any, pack them in with soil or landscape from areas that are away from your home.

23. Reseal woodwork

Winter often piles snow, sleet, slush, and other things onto decks, porches, and other wooden structures, which can cause tremendous harm to the overall makeup of wood-crafted structures and finishes.

Take a close look at any wooden decks, wood trim, and other wooden structures on the exterior of your home to see if they have been warped, stained, or discolored. If they have, it likely means the wood seal has worn off and it’s time to reseal it.

If you have a wooden deck and want to know if you need to reseal it, just pour some water onto the deck. If the water beads up, the seal is likely still intact and you may be able to wait a few more months or a year before you need to reseal the deck. If the water doesn’t bead up, you’ll want to reseal your deck this spring.

Enjoy your home this spring!

Are you enjoying these spring savings recommendations from us?

Sign up here for more homeowner recommendations and other Exclusive promotions. Act now and you’ll also earn 100 FREE Approach Points — no strings attached.

*Requires a 36-month monitoring contract with ADT Video or Complete. Early Term and installation fees apply. Taxes addt’l. New ADT customers only. For full terms and pricing see offer website.

**Applies after ADT has made attempts to resolve a system-related issue. See offer page for full terms.

¹Source: Strategy Analytics, 2022

Categories
Homeowner Savings

Top 4 Tips For Locking In Homeowner Savings This Spring

Advertising Disclosure: We may receive compensation from the products and services mentioned on this page, but the opinions expressed are our own.

Top 4 Tips For Locking In Homeowner Savings This Spring

There is no doubt that we are currently living in a very challenging time.  Tons of layoffs, stifling inflation, bank collapses, you name it.  With the economy in shambles and most households struggling, it is more important than ever for homeowners to protect their biggest investment while locking in savings wherever possible.  Here are some helpful products and services we are recommending that can help alleviate some of the current financial pressures out there.

1. It Starts With Protecting What Matters Most

Having peace of mind in the down economy starts with knowing your home and family are better protected from catastrophe.  Whether it’s burglary, intrusion, fire, or any other environmental disaster, home monitoring services are critical, and serve as your eyes and ears when you need it most.

Luckily for you, ADT, the #1 Smart Home Security provider in the U.S.1, is currently running a special promotion to receive a FREE* installation of a Google Nest Doorbell. ADT also offers a 6-Month Money Back Guarantee** to ensure that you are satisfied with your purchase. Finally, are you aware that you will likely be able to save a nice chunk off of your home insurance premium after you install your new security system?  Most insurance carriers provide a discount specifically for having home security.

So, ready to step it up for your ultimate peace of mind? Make sure your loved ones are safer and that you’re better protecting the largest investment of your life.  Take advantage of this special promotion. Get a FREE quote from ADT today.

click here to get a free quote

2. Shop Home Insurance Quotes

Let’s face it… everyone who owns a home needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.

Here’s something most people don’t know about home insurance. It’s actually one of the easiest ways homeowners can save…

Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can save up to thousands off their annual bill for the same, or even better coverage by using this popular website.

In around two minutes you can get quotes from the top insurance providers that ultimately compete to give you the lowest rate possible…allowing you to get a big discount on securing great coverage. Many report they’re able to get a huge savings just by using this site to help reduce their bill for free.

CLICK HERE TO SHOP QUOTES

3. Don’t Let Pricey Home Repairs Kill Your Budget

Why is it that things always seem to break when you need them the most?  Don’t fall victim to faulty appliances and costly home repairs anymore.  Invest in a home warranty which covers the gaps in most traditional home insurance policies.  In the long run, you are likely to save thousands of dollars from having to repair those old appliances. 

Enter American Home Shield, the USA leader in home warranties.  They’ve  been protecting people from such nightmares for over 50 years!  Act now and you can receive $100 off of your new home warranty plan.  Claim your FREE quote now.

Click here to get a free quote

4. Replacing Old Inefficient Windows

Join the growing group of Americans who are finally smartening up by saving hundreds of dollars on their energy bills.  They are doing this by replacing their home’s windows. It is one of the greatest and quickest investments you can make in your home because of the large savings energy efficiency creates.

In fact, the US Department of Energy proved you can save hundreds of dollars per year when you upgrade to new energy-efficient windows like these from USA replacement window leader, Renewal by Andersen.

Act now to get a special Buy one get one 40% off plus an extra $200 off *. This is the best promotion available and it is yours today!  Request your free quote while this offer is still available to you.

*Minimum purchase required, see offer for details.

CLICK HERE TO GET A FREE QUOTE

Enjoying these spring savings recommendations from us? Sign up here for more homeowner recommendations and other Exclusive promotions. Act now and you’ll also earn 100 FREE Approach Points! No strings attached.

*Requires a 36-month monitoring contract with ADT Video or Complete. Early Term and installation fees apply. Taxes addt’l. New ADT customers only. For full terms and pricing see offer website.

**Applies after ADT has made attempts to resolve a system-related issue. See offer page for full terms.

¹Source: Strategy Analytics, 2022