Backed by real credit coaches, agents & lenders
Find every dollar available for your down payment
Find out my Readiness Score3 minutes with Homie, free, no credit pull. Or jump straight to the money below.
Want to cut straight to the grant info? Skip ahead to your Stack
The Home Approach Stack combines federal, state, county, and employer aid into one total in seconds. Free, no credit card.
Stack waterfalls through all four layers and adds up everything that's actually combinable in your ZIP. How Stack works
Who pays us
Paid by employers. Never by your lender.
Home Approach is free for you. Employers who offer it as a benefit are how we're paid, and that's our entire business model. We don't take commissions, referral fees, or payments from real estate agents, lenders, or title companies. Not to list them, not to rank them, not when you close. The only thing we're built to do is help you buy the right home, on your terms.
- No commission either way
- You choose every professional
- Your employer never sees your details
We built Home Approach because the path to homeownership shouldn't feel rigged.
Home Approach is a free guide that stacks every grant, credit boost, and lender option you may qualify for — then walks you through the boring-but-important steps with Homie, our AI homebuying coach.
Read more about us