Category: Homeowner
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What Is A Mortgage Statement?
All you need to know is in our guide below! Are you puzzled by your mortgage statement? If so, you’re not alone. I remember the first time one showed up in my mailbox. It was intense and felt like a labyrinth I had to navigate. But take my word for it: A mortgage statement is…
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A Guide to HELOC Requirements 2024
Are you eyeing that big renovation or wondering how to cover unexpected expenses with the equity in your home? Here’s a fact: A home equity line of credit, or HELOC, could be your financial lifesaver. This guide is packed with clear-cut information on HELOC requirements for 2024, helping you unlock the value of your house…
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How Long Does A Mortgage Preapproval Last?
You’re ready to buy a home, but you’ve heard the clock ticking on your mortgage preapproval. Typically, these preapprovals are valid for 60 to 90 days. So, once you’re preapproved for a mortgage, you need to strike while the iron is hot. This blog will guide you through what a preapproval is, why it matters,…
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How Soon Can You Refinance A Mortgage?
Are you thinking about refinancing your mortgage but aren’t sure when the right time is? It’s possible to refinance quickly after closing on your home — sometimes as early as six months. This article will guide you through understanding when and how you can refinance your mortgage effectively and what factors to consider before taking…
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Condo vs House: Which Home Is Right for You?
Deciding between buying a condo or a house is like choosing the backdrop for your life’s next chapter. Would you rather end up the main character in a story of lower initial costs as a condo owner or a story of more privacy and space as a homeowner? If you’re thinking about buying a condo…
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Evaluating School Districts before Moving: Do Your Homework
A Comprehensive Guide to Evaluating & Comparing School Districts Clothing store jingles, parents and children stocking up on classroom supplies, traffic behind the yellow bus. These telltale signs can only mean one thing: back-to-school season is upon us once again. Moving to a new location can be an exciting yet daunting task — especially when…
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For Sale By Owner: Everything You Need to Know
In most real estate transactions, homebuyers and sellers hire real estate agents to represent them. In many cases, buyers and sellers never interact with each other; the agents work as intermediaries and do all the negotiation. Every now and again, however, you may run into the acronym FSBO on your house hunt. This means “for…
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Is Well Water Safe to Drink?
When you’re buying a home, it’s easy to get caught up in focusing on things like a property’s appearance, price, and location. But homebuyers also need to carefully consider other factors, like the water you’ll have access to. Unless you’re a robot or an advanced artificial intelligence algorithm, you need water to survive. After all,…
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What are HOA fees?
Before you become a homeowner, it’s essential to think about how much responsibility you want to have when it comes to managing your property. Are you the type of person who likes to mow their lawn on a Saturday afternoon, cold beverage in hand? Or would you rather write a check and have someone else…
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Septic vs. Sewer: What Homeowners Need to Know
If you’re like most people, you probably don’t spend much time thinking about wastewater. But when you’re buying a new home, it’s a good idea to understand the essential role that wastewater management plays in maintaining a healthy, sustainable, and efficient living space. In fact, when it boils down to it, wastewater management is one…