If you’re thinking about buying a home, there’s no better time than now to start optimizing your credit score. Simply put, a credit score has a huge impact on how much home you can afford and how much interest you’ll expect to absorb over the life of your mortgage. Credit scores, which vary from 300…
Buying a home can feel overwhelming. Unless you have more money than you know what to do with, you’re going to need a mortgage. From the outset, mortgages can feel overwhelming. In this piece, we break down mortgages in easy terms, guiding you through the process. Key Takeaways What is a mortgage? A mortgage is…
Finding a way to afford a home can be tough. Believe me — I’ve been through the ringer. If you’re struggling to afford a home and qualify, VA loans offer unique benefits for veterans and service members. This guide will explain how you can use VA loans for mobile homes, making your dream of homeownership…
What would you do if you received a check for $5,000 or even $10,000 after you bought your first home or are relocating that never needs to be paid back? Here at HomeApproach, we’re all about helping people like you achieve homeownership. Since closing on a home can cost a pretty penny — particularly in…
Everything You Need To Know Finding ways to manage your finances smarter is a common challenge we all face. One under-the-radar option you might not have considered is additional borrowing on your mortgage. If you’re in need of some extra cash and are applying for a mortgage, you’re in the right place. This blog will…
Buying a home can be tough, and finding the right mortgage can be even harder. Assumable mortgages might be your golden ticket to your first dream home. Keep reading to learn more about how to find an assumable mortgage and make the buying process smoother and possibly cheaper. Key Takeaways What is an assumable mortgage?…
Finding the right home can feel like a battle. Guess what? An escalation clause might be the secret weapon that leads you to the promised land. This blog will guide you through how an escalation clause can elevate your offer and accelerate your journey to homeownership. Key Takeaways Escalator clause real estate: The basics An…
Looking for a great deal on your journey to homeownership? A short sale or foreclosure could be a good option. However, deciding between a short sale and foreclosure can be confusing. But one thing holds true: both options can lead to great deals on properties. This guide will explain the differences and help you choose…
Basic Steps and What to Expect Buying a home can be tough, especially for those who served in the military. A VA loan could be your answer. If you’re thinking about buying a home using a VA loan, you should strongly consider seeing if you prequalify for one Keep reading to learn precisely how to…
ll you need to know is in our guide below! Are you puzzled by your mortgage statement? If so, you’re not alone. I remember the first time one showed up in my mailbox. It was intense and felt like a labyrinth I had to navigate. But take my word for it: A mortgage statement is…