Buying a house is one of the most expensive purchases most people ever make. While becoming a homeowner is part of the American dream, not everyone is flush with cash and can qualify for a traditional mortgage. In fact, according to recent data, 9.1% of mortgage applicants were denied in 2022. For folks who want…
If you’re looking for ways to repair your credit, you’re not alone. According to the latest data report from the Federal Reserve Bank, Americans currently have over $804 billion dollars of outstanding debt. What does that really mean? While some people keep their credit in check, others aren’t as fortunate. Struggles due to the pandemic or…
After you’ve made an offer on a house and the seller accepts it, it’s time to enlist the help of home inspection services to make sure the property is in good shape. While some people skip the home inspection process — particularly first-time home buyers — that is not advisable. Not paying for a home inspection before…
Solar power is becoming a popular energy alternative for many homeowners. A lot of consumers spend thousands of dollars on their energy bill each year. So, it’s no wonder why energy-conscious homeowners are looking to solar energy as a way to save money. However, solar power isn’t for everyone, and not every home is an…
Buying your first home is likely one of the most exciting times of your life. But the process can be stressful and even discouraging when you have no one to guide you through your home buying journey. In this first-time homebuyer’s guide, we’ll walk you through the basic steps of buying a home. 1. Improve…
For many new homeowners, the thought of owning their own property gives them a sense of pride. If you’re a homeowner, you’re likely well aware of the ever-present threat of having unexpected home repair costs. However, you might be more focused on all the positives of owning a home. But unfortunately, as time wears on,…
If you’re wondering how to buy a house with no money, you’ve come to the right place. While it’s certainly easier to begin your journey as a first-time homebuyer when you have wads of cash on hand, a low bank account balance won’t necessarily prevent you from achieving your homeownership dreams. If you’re looking to…
Keep these new homeowner tips in mind as you continue your journey to homeownership. When it comes to where you live, few things are more thrilling than transitioning from a renter to a homeowner. While it’s easy to get caught up in the excitement when you move in to your new home for the first…
Many homeowners face the challenge of needing home repairs but not having enough money. Trust me: I have so many projects to do around the house and I know how quickly the costs can add up. Here’s a fact worth knowing: There are free grants available to help with this. In this post, we examine…
Building a dream home can be daunting, especially when it comes to financing. An FHA construction loan offers a pathway to turn those dreams into reality, with easier qualifications and low down payments. This post will guide you through the six essential steps you can take to secure an FHA construction loan, from pre-qualification to…