Buying a home is one of the most significant financial decisions of your life. It can also be complex and overwhelming. To navigate the process as smoothly as possible and make the best decision, you need to be aware of a seemingly endless amount of factors. That being the case, it’s smart to work with…
What is Private Mortgage Insurance (PMI)? Conventional wisdom says paying less for something like a car or computer upfront is better. But when it comes to real estate and homeownership, this doesn’t always apply. In some cases, paying more upfront can lead to substantial long-term savings. While it may seem counterintuitive to part with a…
What You Need to Know It’s every homeowner’s worst nightmare: You get up in the middle of the night to get a glass of water and something scatters in the kitchen. It’s small, fast, and has more legs than a city marathon. Often, people buy a home that looks clean and bug-free only to discover…
Guidelines & Considerations Buying a house can feel tough if you don’t have proof of income. But did you know there’s something called a no income verification mortgage? If you’re looking to get a mortgage without showing proof of income, it might be an uphill battle, but it’s not impossible. This article will guide you…
It’s estimated that smart devices are in at least 37% of all homes in the United States. Thanks to advancing technology and the internet of things (IoT), devices are able to connect to the internet and complete different tasks we never thought possible. From smart speakers that tell you the weather and robot vacuums that can detect…
It’s an exciting time! You’re ready to begin the home-buying process by going house hunting and purchasing your dream home. Before you start packing boxes, however, you need to get your financial affairs in order. The first step in preparing to buy a home is getting mortgage pre-approval. To decide if you qualify for a…
What is included in a total monthly mortgage payment? When you rent a home or apartment, you probably don’t think twice about where your monthly payment goes. You give your landlord a check, they cash it, and everyone sleeps soundly. But since you’re about to experience homeownership, you need to change the way you think…
In recent years, credit repair companies have gained considerable popularity. Many Americans are struggling with bad credit but aren’t sure how to repair their negative credit history. As a result, they might look to a credit repair service like Lexington Law. This experienced firm is one of the biggest names in the credit repair industry,…
When you’re buying a home, it’s easy to get caught up in focusing on things like a property’s appearance, price, and location. But homebuyers also need to carefully consider other factors, like the water you’ll have access to. Unless you’re a robot or an advanced artificial intelligence algorithm, you need water to survive. After all,…
Wondering how to win a bidding war on a house? You’re in the right place. Let’s say you’re a first-time homebuyer who’s been looking for a dream home and you’ve finally found it after attending an open house. Congratulations! Unfortunately, once you make a bid, you discover another potential buyer has also submitted one. In…