Category: 1st Time Homebuyer
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7 Factors to Consider Before Buying an Apartment
Deciding to buy a property is a big leap and you might wonder if an apartment is the right choice for you. Every year, millions of people join the ranks of homeownership by purchasing apartments, with varying levels of satisfaction and success. This guide dives deep into the essential factors that will help make your…
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What Is an FHA Construction Loan?
Building your dream home can seem daunting, especially when thinking about financing. Good news: An FHA construction loan offers a path to homeownership with unique advantages for those looking to build from scratch. This article will break down the ins and outs of this special loan type, making it easier for you to decide if…
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How Much Is the First-Time Homebuyer Down Payment?
Stepping into the world of homeownership can be thrilling. But it can also be a tad overwhelming — especially when figuring out the initial cash you’ll need. Typically, a first-time homebuyer down payment hovers around 6% of the new home’s purchase price. This blog walks you through the ins and outs of down payments, offering…
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6 Steps to Getting an FHA Construction Loan
Building a dream home can be daunting, especially when it comes to financing. An FHA construction loan offers a pathway to turn those dreams into reality, with easier qualifications and low down payments. This post will guide you through the six essential steps you can take to secure an FHA construction loan, from pre-qualification to…
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What to Look for When Buying a House?
13 Non-Negotiables on Our List! You’re ready to plant roots and find a home. But the sheer number of factors you need to consider on your journey to homeownership can be overwhelming. With most buyers having at least five key features on their list when choosing a home, it’s clear you’re not alone in wanting…
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Condo vs House: Which Home Is Right for You?
Deciding between buying a condo or a house is like choosing the backdrop for your life’s next chapter. Would you rather end up the main character in a story of lower initial costs as a condo owner or a story of more privacy and space as a homeowner? If you’re thinking about buying a condo…
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How to Buy a House with No Money: 7 Tips
If you’re wondering how to buy a house with no money, you’ve come to the right place. While it’s certainly easier to begin your journey as a first-time homebuyer when you have wads of cash on hand, a low bank account balance won’t necessarily prevent you from achieving your homeownership dreams. If you’re looking to…
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Evaluating School Districts before Moving: Do Your Homework
A Comprehensive Guide to Evaluating & Comparing School Districts Clothing store jingles, parents and children stocking up on classroom supplies, traffic behind the yellow bus. These telltale signs can only mean one thing: back-to-school season is upon us once again. Moving to a new location can be an exciting yet daunting task — especially when…
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FHA Loan Down Payment and Closing Costs
Buying a home for the first time is one of the biggest decisions you’ll ever make — which is why it’s so important to learn about FHA loan down payment and closing costs. After all, becoming a homeowner is a massive investment, and the journey to homeownership includes all kinds of twists and turns —…
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Septic vs. Sewer: What Homeowners Need to Know
If you’re like most people, you probably don’t spend much time thinking about wastewater. But when you’re buying a new home, it’s a good idea to understand the essential role that wastewater management plays in maintaining a healthy, sustainable, and efficient living space. In fact, when it boils down to it, wastewater management is one…